Chapter 7 Bankruptcy Attorney In Cheyenne, Wyoming
Is Chapter 7 Bankruptcy Right for Me?
If you're currently facing overwhelming financial stress and uncertainty, Boyd Wiggam, based in Cheyenne, Wyoming, is here to provide you with assistance in navigating the intricate complexities of Chapter 7 bankruptcy. This legal process offers you the opportunity to eliminate most of your debts, which can include burdensome payday loans, accumulating medical bills, high-interest credit cards, personal loans, and the stress of repossessions. Importantly, many individuals are able to keep their homes and vehicles when payments are current, providing a sense of stability amidst financial turmoil.
Once you take the step to file for Chapter 7 bankruptcy, you'll experience significant relief from relentless threats, intimidating lawsuits, aggressive wage garnishments, and frozen bank accounts, allowing you to breathe easier as you work towards recovery. However, it's essential to understand that this bankruptcy process comes with strict requirements and guidelines, making it crucial to have knowledgeable guidance every step of the way. Boyd Wiggam is dedicated to empowering individuals like yourself to achieve a fresh financial start, helping you to reclaim your peace of mind and financial freedom. To discover your available options and understand how you can regain control over your financial future, don’t hesitate to reach out to Boyd Wiggam today. Your path to a brighter financial outlook awaits.
Call Wiggam Law Office, LLC at 307-316-2592 to schedule a consultation with a lawyer today.
Are There Any Types of Debt Chapter 7 Doesn’t Cover?
Unfortunately, Chapter 7 bankruptcies don’t relieve you of certain types of debt such as past income taxes to the federal or state government, child or spousal support, or student loans. You'll need to arrange other ways to pay off these obligations. However, using Chapter 7 bankruptcy for other types of debt can help you free up funds to better manage these financial responsibilities. That’s why it’s important to work with someone knowledgeable in bankruptcy, like Boyd Wiggam in Cheyenne, Wyoming. Boyd can sit down with you to help devise a plan that aids in freeing you from debt. Schedule a consultation with Boyd Wiggam today to start your journey towards financial relief!
What Are Some of the Requirements for a Chapter 7 Bankruptcy?
To prevent high-income individuals from taking advantage of an “easy out,” applicants for Chapter 7 bankruptcy must pass a means test. This test ensures the court understands that you don't have sufficient income to reasonably pay off your debt. Additionally, you are required to acquire financial counseling within the six months prior to filing. Ensuring you meet all these requirements and file the proper paperwork is crucial to the smooth progression of the process. Boyd Wiggam, a dedicated bankruptcy attorney in Cheyenne, Wyoming, is here to help guide you through this journey. Start your path to financial freedom today by contacting Wiggam Law Office, LLC and taking the first step towards a debt-free future.
Disclaimer: We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.
Have Bankruptcy Questions?
Contact Wiggam Law Office, LLC via email wiggamlaw@gmail.com or at 307-316-2592 today to speak with an experienced bankruptcy attorney and get the answers you need.