Chapter 13
Helping you repay your debts over time without losing your hard-earned assets
Chapter 13 Bankruptcy Attorney In Cheyenne, Wyoming
What Is A Chapter 13 Bankruptcy?
If you're struggling to keep up with your house or car payments, Boyd Wiggam in Cheyenne, Wyoming can guide you through a Chapter 13 bankruptcy to help stop foreclosure on your home and potentially keep your car. Boyd can work with you to create a plan that may lower your car payments and allow you to retain ownership of your key assets, including your home and vehicle. Additionally, if unpaid parking tickets have led to the loss of your driver’s license, a Chapter 13 proceeding might be a solution to get your license reinstated.
Boyd Wiggam is dedicated to serving clients in these situations and offers personalized support to help you pursue the best possible outcome. To explore how Boyd can assist you, schedule a consultation today.
Call Wiggam Law Office, LLC at 307-316-2592 to schedule a consultation with a lawyer today.
How Do I Qualify for a Chapter 13 Bankruptcy?
If you're considering Chapter 13 bankruptcy in Cheyenne, Wyoming, Boyd Wiggam can assist you on the path to financial stability. Boyd understands the need for a regular, stable income to meet court-ordered payments. Whether your income comes from Social Security, disability benefits, unemployment payments, retirement, or rental income, Boyd can provide guidance. However, if you're a stock or commodity broker, Chapter 13 may not be an option. Sole proprietors and self-employed individuals might qualify, provided their debts fit within certain guidelines. If your debts extend beyond three to five years, you may still qualify by passing a means test. Boyd Wiggam offers a personalized review of your situation to determine if Chapter 13 bankruptcy is the right step for you. Reach out to Wiggam Law Office, LLC
today to begin your journey to financial recovery.
What Happens During a Chapter 13 Proceeding?
If you're considering filing for Chapter 13 bankruptcy, Boyd Wiggam in Cheyenne, Wyoming, can assist you in navigating the process. First, you'll need to establish your eligibility through a means test. Once eligible, filing can halt foreclosures, wage garnishments, repossessions, lawsuits, and creditor harassment. Boyd will work with you to draft a repayment plan, which requires court approval. The court examines your plan to ensure it’s proposed in good faith and that your unsecured creditors receive no less than what they would under Chapter 7, maximizing your disposable income for payments. Although the process can be intricate, Boyd Wiggam's guidance will help you approach it with confidence, aiming for a successful resolution. To initiate the process, reach out to Wiggam Law Office, LLC today.
Disclaimer: We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.
Have Bankruptcy Questions?
Contact Wiggam Law Office, LLC via email wiggamlaw@gmail.com or at 307-316-2592 today to speak with an experienced bankruptcy attorney and get the answers you need.